Privacy Policy

When you submit a form, book a call, or contact us directly, we may collect the following information:

• Your full name, email address, and phone number
• Date of birth and province of residence
• Gender and general health information relevant to life insurance applications
• Smoking status and lifestyle information relevant to underwriting
• Any other information you voluntarily provide during our conversations

We use the information we collect solely to provide you with life insurance advisory services, including:

• Contacting you regarding life insurance options available to you in your province
• Booking and managing appointments and consultations
• Processing insurance applications on your behalf with licensed carriers
• Sending you educational information about life insurance products and your coverage options
• Following up on submitted applications and issued policies
• Complying with legal and regulatory requirements as a licensed insurance advisor

We do not sell your personal information to any third party. We may share your information only in the following circumstances:

• With licensed Canadian insurance carriers for the purpose of obtaining quotes or processing applications on your behalf
• With our Managing General Agent (MGA) as required by our licensing obligations
• With technology service providers who assist us in operating our business, including CRM, communication, and scheduling platforms
• Where required by law or regulatory authority

All third parties we work with are required to protect your personal information and handle it in accordance with applicable Canadian privacy law.

By submitting your information through any of our forms or lead channels, you consent to being contacted by Trevor Perron at My Circle Consulting by phone, email, or SMS regarding life insurance options available to you.

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, to maintain our records as required by regulatory bodies, and to comply with our legal obligations as a licensed life insurance advisor in Manitoba and Ontario.

When your information is no longer required, we take reasonable steps to securely destroy or de-identify it.

As a Canadian resident, you have rights under the Personal Information Protection and Electronic Documents Act (PIPEDA), including:

To exercise any of these rights, please contact us at [email protected] and we will respond within a reasonable timeframe.

We implement appropriate administrative, technical, and physical security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our CRM and communication platforms use industry-standard encryption and security protocols.

While we take reasonable precautions to protect your information, no method of transmission over the internet is 100% secure. We encourage you to contact us if you have any concerns about the security of your information.

We may update this privacy policy from time to time to reflect changes in our practices or applicable law. When we make changes we will update the date at the top of this page. We encourage you to review this policy periodically.